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ARS develops, implements and manages the cost of employee benefit plans of all kinds: medical, dental, disability, and more. We do everything from explaining plan provisions to resolving claims problems. We track and keep you informed of changes in federal laws that govern employee benefit plans.
  • A sampling of our services:
  • Benchmark your benefits so you know how you stack up
  • Analyze financial's to understand your costs
  • Provide ideas to lower costs
  • Advocate with insurers to negotiate favorable rates
  • Design communication materials to maximize the return on your benefit investment
  • Serve your employee when problems arise so they stay happy and productive for you
  • Provide technology to reduce plan administrative cost
  • Watch and inform of compliance requirements to reduce legal risk
  • Are you in compliance with these benefit laws?
  • ARRA - American Recovery and Reinvestment Act (2009)
  • Cafeteria plans (Section 125 of the Internal Revenue Code)
  • COBRA - Consolidated Omnibus Budget Reconciliation Act (COBRA)
  • ERISA - Employee Retirement Income Security Act (1974)
  • FLSA - Fair Labor Standards Act (FLSA)
  • HIPAA - Health Insurance Portability and Accountability Act (1996)
  • MHPA - Mental Health Parity Act (1996)
  • NMHPA - Newborns’ and Mothers’ Health Protection Act (1996)
  • WHCRA - Women’s Health and Cancer Rights Act (WHCRA)
  • USERRA - Uniformed Services Employment and Reemployment Rights Act (1994)
  • Plus any state specific requirements and regulations governing coverage for children, civil unions, domestic partners, continuation benefits, etc.