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 ARS develops, implements and manages the cost of employee benefit plans of all kinds: medical, dental, disability, and more. We do everything from explaining plan provisions to resolving claims problems. We track and keep you informed of changes in federal laws that govern employee benefit plans.
- A sampling of our services:
- Benchmark your benefits so you know how you stack up
- Analyze financial's to understand your costs
- Provide ideas to lower costs
- Advocate with insurers to negotiate favorable rates
- Design communication materials to maximize the return on your benefit investment
- Serve your employee when problems arise so they stay happy and productive for you
- Provide technology to reduce plan administrative cost
- Watch and inform of compliance requirements to reduce legal risk
- Are you in compliance with these benefit laws?
- ARRA - American Recovery and Reinvestment Act (2009)
- Cafeteria plans (Section 125 of the Internal Revenue Code)
- COBRA - Consolidated Omnibus Budget Reconciliation Act (COBRA)
- ERISA - Employee Retirement Income Security Act (1974)
- FLSA - Fair Labor Standards Act (FLSA)
- HIPAA - Health Insurance Portability and Accountability Act (1996)
- MHPA - Mental Health Parity Act (1996)
- NMHPA - Newborns’ and Mothers’ Health Protection Act (1996)
- WHCRA - Women’s Health and Cancer Rights Act (WHCRA)
- USERRA - Uniformed Services Employment and Reemployment Rights Act (1994)
- Plus any state specific requirements and regulations governing coverage for children, civil unions, domestic partners, continuation benefits, etc.
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